Double Social Security Payment in the First Week of July – Retirees to Receive Funds

By Ehsteem Arif

Published on:

Joe Biden

As July approaches, the Social Security Administration (SSA) is preparing to deliver a double payment in the first week of the month. Beneficiaries of Supplemental Security Income (SSI) and Retirement, Survivors, and Disability Insurance (RSDI) programs will receive payments ranging from $698 to $4,873.

According to the monthly schedule, SSI recipients will get their payment on July 1st, while retirees, survivors, and disabled individuals will receive their checks on Wednesday, July 3rd.


How Social Security Works

Social Security was established to provide monthly benefits to millions of Americans, helping cover basic needs like food and shelter. Funded through payroll deductions from businesses and employees, billions of dollars are distributed each month. Once RSDI beneficiaries receive their payments, any surplus funds are added to the Social Security Trust Fund for future use.

Double Payment

Eligible beneficiaries for the upcoming double payment include those from SSI and retirement programs, survivors meeting SSA’s criteria, and disabled individuals who have contributed to the system. Understanding each program helps clarify the eligibility and benefits.


Supplemental Security Income (SSI)

SSI benefits aim to prevent poverty by providing assistance to qualified low-income seniors, disabled Americans, and certain children. Eligibility is based on three categories: income, resources, and demographics.

  • Income: Assessed based on the application type (individual, couple, or disabled child).
  • Resources: Include goods and money, though not all possessions are considered.
  • Demographics: Applicants must be 65 or older, or younger with a disability.

Retirement Benefits

Retirement benefits depend on the age at which they are first collected. Here’s a breakdown:

  • Age 62: 70% of the full benefit amount.
  • Full Retirement Age (66-67): 100% of the benefit.
  • Age 70: Benefits increase to nearly 124% of the Primary Insurance Amount (PIA).

Disability Benefits

Disability benefits are for those with a persistent disability lasting at least a year, preventing them from working. These benefits are stricter than private disability insurance, which pays out if an individual can’t work their current job.

  • Eligibility: Individuals must have had 20 quarters of coverage in the last 40 quarters.
  • Amount: Equal to the benefit at full retirement age.
  • Supplemental Benefits: Minor children and spouses may receive additional benefits based on the beneficiary’s earnings history.

July Payment Schedule

The Social Security Administration will send additional payments to RSDI beneficiaries who started receiving benefits after May 1997. Payments are staggered based on birth dates:

  • July 1: Regular payment for SSI recipients.
  • July 3: Payments for retired workers who claimed benefits before May 1997.
  • July 10: RSDI recipients born between the 1st and the 10th.
  • July 17: RSDI recipients born between the 11th and the 20th.
  • July 24: RSDI recipients born between the 21st and the 31st.

Payment Amounts

The amount of Social Security payments varies based on individual circumstances. Here’s a breakdown of average and maximum payments:

Benefit TypeAverage PaymentMaximum Payment
Retirement$1,900$4,873 (Age 70)
Survivors$1,505$3,653 (2 Children)
Disability$1,537$3,822 (Blind)
SSI$698$1,415 (Couples)

Increasing Your Benefits

Most workers will not receive the maximum amounts, but there are ways to increase benefits. Delaying retirement and knowing your earnings history can help maximize your benefits. The SSA website provides a detailed calculator for personalized estimates.


The SSA’s systematic approach ensures beneficiaries receive timely and accurate payments. Knowing the payment schedule and amounts helps recipients plan their finances effectively. For detailed information, refer to the SSA’s resources and tools.


When will SSI beneficiaries receive their July payment?

On July 1st.


What is the payment date for retirees receiving benefits before May 1997?

On July 3rd.

How are Social Security benefits funded?

Through payroll deductions from businesses and employees.


What is the average SSI payment for individuals?

$698 per month.

How can I increase my Social Security benefits?

Delay retirement and consult the SSA’s online calculator.


Disclaimer- We are committed to fair and transparent journalism. Our Journalists verify all details before publishing any news. For any issues with our content, please contact us via email. 

Ehsteem Arif

A tax law expert with a knack for breaking down complex regulations into digestible insights. Ehsteem's articles on the tax news blog offer invaluable guidance to readers navigating changes in tax legislation.

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